Your wishes are honoured, and today’s prices are guaranteed. Your family is supported and relieved of the emotional and financial pressure of last-minute planning. Funds are safely held in trust with Desjardins Trust, and your contract is registered with the Office of Consumer Protection. At your passing, your loved ones may be eligible to receive a funeral benefit of up to $2,500 through the Quebec Pension Plan.
Strategically plan and arrange funeral details in advance to ensure a personalized and seamless service. This also ensures that your wishes are honoured and your family is spared from difficult choices during a challenging time. By making your prearrangement decisions in advance, you alleviate the emotional and financial burden on your loved ones.
Your contract is registered with the Office of Consumer Protection, and funds are safely held in trust with Desjardins Trust. This ensures that your wishes are honoured and your family is spared from difficult choices during a challenging time. Interest-free, pre-authorized payment plans are available, ranging from 1 to 5 years for added flexibility.
Select services in advance to secure and preserve arrangements at today’s prices, with no additional costs for selected services in the future.
Planning your final wishes between the ages of 55 and 65 is a thoughtful and responsible decision, not driven by urgency but by foresight, care, and love for those who matter most. This stage of life offers an ideal time to plan ahead: you are often still active in the workforce and financially secure, your children are typically grown, independent, and building their own lives, and many individuals remain in good health, making it easier to access insurance options, arrange services in advance, or create a meaningful financial legacy. You are in a strong position to make well-informed choices that reflect your values, protect your family, and safeguard your estate.
Planning ahead provides a valuable opportunity to take control of your future, ease emotional and financial stress on your family, and ensure your wishes are clearly understood and respected. It’s not about anticipating the end, but rather about caring for what matters most with dignity, clarity, and intention.
Your wishes documented and legally protected
Lock in today’s rates against future increases
Interest-free plans from 1 to 5 years
Spare loved ones from difficult last-minute decisions
Contract registered with Consumer Protection
Funds held securely with Desjardins Trust
Family may receive up to $2,500
Every detail reflects your personal wishes
Pre-arrangements let you record your wishes and settle costs at today’s prices, sparing your family difficult decisions at the hardest possible moment.
Prearranged funeral contracts are protected by law and deposits are held in trust; Retraite Québec’s guidance on steps after a death also explains the death benefit your estate may claim.
Yes — our advisors prepare a clear written contract, review it with you line by line, and update it whenever your wishes change. Meetings are available in French or English, at our residence, by phone, or at your home.
Your contract can be reviewed and updated whenever your wishes or circumstances change — we go through it with you line by line, as often as needed.
Yes — the services in your contract are locked at today’s prices, and in Quebec your deposits are held in trust by law until they are needed.
